What is a credit freeze?

A credit freeze, or security freeze, keeps the sensitive data in your credit files from being accessed without your consent. A credit freeze is one major way to help prevent identity theft and fraud, even if a criminal has key information such as your birthdate and Social Security number. Freezing your credit is free and won't harm your credit.

Can I add a security freeze to my credit report for free?

You have the right to add a security freeze to your credit reports for free. Also known as a credit freeze, this action can limit access to your credit reports and help protect you from some types of credit and identity fraud.

Who can place a credit freeze?

Learn what they do and how to place them. Who can place one: Anyone can freeze their credit report, even if their identity has not been stolen. What it does: A credit freeze restricts access to your credit report, which means you — or others — won’t be able to open a new credit account while the freeze is in place.